Terms of Service

Last updated: 15 January 2026

1. Acceptance of Terms

By accessing or using finanlearn.com (the "Website"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree with any part of these Terms, you must not use the Website. These Terms apply to all visitors and users of the Website.

These Terms are governed by the laws of the Federal Republic of Germany. Any disputes shall be subject to the exclusive jurisdiction of the competent courts in Germany.

2. About finanlearn

finanlearn is a free, non-commercial financial literacy educational platform operated from An der Alster 31, 04454 Holzhausen, Germany. The Website provides educational and informational content on personal finance topics for general knowledge purposes only.

finanlearn does not offer paid services, financial products, investment products, or personalised financial advice. All content is strictly for educational and informational purposes.

3. Educational Purpose Disclaimer

All content published on finanlearn.com, including but not limited to articles, guides, explanations, and other written materials, is provided for educational and informational purposes only. Nothing on this Website constitutes:

• Financial advice or investment advice;
• Legal advice or tax advice;
• A recommendation to buy, sell, hold, or otherwise deal in any financial instrument or asset;
• A solicitation or offer to enter into any financial transaction;
• Personalised guidance tailored to your individual financial situation.

You should always consult a qualified, regulated financial adviser, accountant, or solicitor before making any financial or investment decision. The information on this Website is general in nature and may not be applicable to your specific circumstances.

4. Permitted Use

You may access and use the Website for personal, non-commercial, educational purposes only. You agree not to:

• Reproduce, republish, distribute, or commercially exploit any content from the Website without prior written consent;
• Use the Website for any unlawful purpose or in a manner that violates applicable law;
• Attempt to gain unauthorised access to any part of the Website or its systems;
• Introduce any malware, viruses, or harmful code to the Website;
• Use automated scraping or harvesting tools to collect content without permission;
• Represent any content from this Website as your own without proper attribution.

5. Intellectual Property

All content on the Website, including text, graphics, logos, images, and design elements, is the intellectual property of finanlearn or its respective contributors, and is protected by applicable copyright and intellectual property laws. Unauthorised use of any materials is strictly prohibited.

You may share links to our content and quote brief passages with appropriate attribution for non-commercial educational purposes, provided you clearly indicate finanlearn.com as the source.

6. Accuracy and Currency of Information

We strive to ensure the accuracy of all information published on the Website. However, financial regulations, market conditions, and best practices change frequently. We make no warranties or representations, express or implied, about the completeness, accuracy, reliability, or suitability of information for any purpose.

Content on the Website may become outdated. While we aim to update content regularly, we cannot guarantee that all information reflects the most current developments. Users should independently verify any information before relying upon it.

7. Limitation of Liability

To the fullest extent permitted by applicable law, finanlearn shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

• Your use of, or inability to use, the Website;
• Any reliance placed on information published on the Website;
• Any financial decisions made based on content from the Website;
• Errors, inaccuracies, or omissions in our content;
• Interruptions or unavailability of the Website.

You agree that your use of the Website and its content is entirely at your own risk.

8. Third-Party Links

The Website may contain links to external websites provided for informational purposes only. We do not endorse, control, or assume responsibility for the content or practices of any third-party websites. We recommend reviewing the privacy policies and terms of any third-party site you visit.

9. Availability of the Website

We do not guarantee that the Website will be available at all times. We reserve the right to suspend, modify, or discontinue the Website at any time without notice. We shall not be liable for any interruption to access or loss of data resulting from such actions.

10. Changes to These Terms

We reserve the right to update these Terms at any time. The revised Terms will be effective from the date of publication on this page. Continued use of the Website after any changes constitutes your acceptance of the revised Terms. We recommend reviewing this page periodically.

11. Severability

If any provision of these Terms is found to be invalid, unlawful, or unenforceable under applicable law, that provision shall be severed from the remaining Terms, which shall continue to be valid and enforceable to the fullest extent permitted by law.

12. Contact

If you have any questions regarding these Terms of Service, please contact us at:

• Email: info@finanlearn.com
• Post: finanlearn, An der Alster 31, 04454 Holzhausen, Germany